Solar Panel Installation Cost Breakdown: Panel + Installation + Maintenance

Published: 23 Sep, 2025 | By Solar

If you are planning to get solar panels for your home and don't know anything about the money you are about to spend and worried about it, you are not alone. Many families across India go through the same thing, especially in tier 2 and tier 3 cities and that is why they are now looking at solar power as a way to save money on electricity bills and even to tackle power outages.

But the main question is: “How much would it cost to install solar panels at home?”

In this article, we'll not just break it down in simple words for you but will also give you some examples. The cost of solar panels, the installation charges, and the maintenance costs. By the end you’ll have a clear picture of what you need to plan for. And don’t worry, we’ll avoid technical jargon and keep it easy to understand.

Why Think About Solar Panels at Home?

Before talking about the cost, let’s answer one basic question: Why even go for solar?

• Lower electricity bills – if you have solar panels at home, you don't need to worry about bills anymore, you can generate and use your own electricity.
• One-time investment, long-term savings –you only need to spend once, and once you have solar panels, you are almost set for the next 20-25 years.
• Good for the environment – solar energy is eco friendly and that means you using electricity will not lead to any pollution anymore.
• Government support – In India, if you get a solar panel you get money from the government for doing it.

For families in Tier 2 and Tier 3 cities where power cuts and high bills are common, solar is not just a fancy option, it’s a smart investment.

What Is The Cost Of Installing Solar Panels?

When you think about the solar panel installation cost in India, it’s not just about buying the panels. The full cost has three main parts:

• Solar Panels – the main equipment that captures sunlight.
• Installation – the setup, wiring, inverters, and labor charges.
• Maintenance – the small yearly expenses to keep it working well.

Let’s understand each part in detail.

1. Cost of Solar Panels

This is usually the biggest part of your budget. The solar panel for home price in India depends on the type of panel, the brand, and how much electricity you want to generate.

On average:

• For a 1 kW solar system which is enough for a small home, the solar panel price can be around ₹40,000 to ₹50,000.
• But for bigger systems like 3 kW or 5 kW solar system, which is for medium or large homes, the cost goes up proportionally, around ₹1.5 lakhs to ₹2.5 lakhs.

At Spectra Solar Power, you get reliable solar systems that are built to last, with the right balance of quality and price.

2. Installation Cost

Just buying solar panels is not enough, they need to be installed properly on your rooftop. The cost of solar panel installation for home usually includes:

• Mounting structures – to fix panels safely on your rooftop.
• Inverter – to convert solar energy into electricity your home can use.
• Wiring and connectors – to connect everything safely.
• Labor charges – for the professional team that sets it up.

On average, installation costs make up 10–20% of the total solar rooftop cost. For example, if your solar system costs ₹1,00,000, the installation may cost you another ₹10,000–20,000.

With Spectra Solar Power, you don’t have to worry about hidden charges, they provide complete installation services so your system is ready to use from Day 1.

3. Maintenance Cost

Many people wonder, “Do solar panels need a lot of maintenance?” The good news is: No, not really.

• Panels only need to be cleaned every few weeks to remove dust.
• Once a year, a professional check-up is recommended.
• The average maintenance cost is just ₹1,000–₹2,000 per year.

Compared to what you save on your electricity bill every month, the cost of solar panel maintenance services is very less.

Example: How Much Would It Cost to Install Solar Panels at Home?

Lets try to understand with a simple example of a 3 kW solar rooftop system for your home. It is the average size for a middle class home, it does not generate enough to run a whole business but it is definitely enough for a family and whatever appliance they want to use.

• Solar panel’s price could go around ₹1,20,000 – ₹1,50,000
• Installation cost could go around ₹15,000 – ₹25,000
• Maintenance, which we assume that you probably will have to get yearly could go around ₹2,000

So the total solar system price will be roughly ₹1.3 to 1.7 lakhs. Once installed, it can cut your electricity bill by up to 80%, and the system will last for 20+ years.

In the long run, you actually save a lot more than you spend.

What Will Be Your Saving Then?

Let’s say you install a 3kW solar system:

• Cost: Around ₹1.5 lakh (before subsidy).
• Daily generation: 12–14 units.
• Monthly generation: 360–420 units.
• Electricity cost: ₹7 per unit.

That’s roughly ₹2,500–₹3,000 saved every month. In 5 years, you’ve saved ₹1.5–₹1.8 lakh, the same as the system cost. And the system will still run for another 20 years or more.

Government Subsidy Makes It Easier

The government also gives subsidies of up to 40% for home solar systems. This means your upfront cost becomes much lower.

For example, that ₹1.5 lakh system could come down to just ₹90,000–₹1 lakh after subsidy.

And that is not all, if you are lucky and from a state that also offers state wise solar subsidies, you could end up saving even more.

A good installer like Spectra Solar Power can help you apply for the subsidy, handle all the paperwork, and make sure you get the benefit.

To understand more in details about the solar subsidies and how spectra solar helps you get them give this a read this blog.

Why Choose Spectra Solar Power?

There are many solar companies out there, but here’s why families across India trust Spectra Solar Power:

• Reliable quality – durable panels and inverters.
• Affordable solar system price – value for money without hidden costs.
• Complete service – from panels to installation to after-sales support.
• Experience – trusted by many households and businesses in India.

If you’re planning to bring solar power to your home, Spectra Solar Power can help you every step of the way.

Final Thoughts

Switching to solar is not just about saving money, it’s about securing your family’s future. Yes, there is an upfront solar panel installation cost, but when you look at the savings on electricity bills and the 20+ years of free power, it’s one of the smartest decisions you can make.

So if you’ve been asking:

• “How much would it cost to install solar panels?”
• “What is the cost of installing solar panels in India?”
• “How much does it cost to get solar panels installed at home?”

Now you have the answer. The investment is worth it. And with Spectra Solar Power, the process becomes simple, affordable, and reliable.