Published: 18 Aug, 2025 | By Solar
Switching to solar energy is one of the smartest financial decisions a household can make today to save money. You don’t just save money, you reduce your electricity bill, and also do something good for the environment. But let’s be honest, installing solar panels is not cheap. That’s where the solar subsidy comes in. It’s a government scheme to help families afford solar systems without too much financial pressure.
But once you install your solar system, one big question comes up:
How long does it take to get solar subsidy credited?
And that is going to be the aim of this article, to tell you exactly whatever you need to know. How long it takes, what are the steps involved, why delays happen or how to avoid them. So wherever you’re from this article is for you.
Solar subsidy is the monetary help that the government gives to people who install rooftop panels at their home. It was introduced to not just encourage people to switch to renewable energy but also makes them feel appreciated for being a good and smart human. The Ministry of New and Renewable Energy (MNRE) runs this scheme and gives the money after the installation and inspection of the panels.
As of now, you can get up to 40% subsidy on small systems, that is up to 3 kW and up to 20% subsidy on systems that are between 3–10 kW.
This scheme is part of the Pradhan Mantri’s Surya Ghar Muft Bijli Yojana, which is there to promote rooftop solar for middle-class families, especially in tier 2 and tier 3 towns.
Now coming to the main question:
How long does it take to get a solar subsidy credited into your bank account?
The solar subsidy credit time in most cases is around 60 to 120 days (2 to 4 months) from the date of installation and submission of all necessary documents. However, this can vary depending on:
If you go with a registered and experienced company like Spectra Solar Power, a trusted name in the solar panel business, the whole process becomes smoother and quicker.
Understanding the step-by-step process will help you know where things are getting delayed.
Once you decide to install a rooftop solar system, your vendor (installer) completes the setup at your home.
Make sure your vendor is MNRE-approved. Companies like Spectra Solar Power, one of the best solar panel companies in India, are already registered and know how to manage the subsidy process correctly.
Your electricity board installs a net meter at your home. This helps you send unused electricity back to the grid and receive credits on your bill.
A DISCOM officer visits your home for an inspection. They check if the system is working properly and installed as per government guidelines.
Once the inspection is successful, you get a certificate confirming your system is generating solar electricity. This is an important step to process your subsidy.
Your vendor or you must upload key documents like:
After verification, your solar panel subsidy disbursement time officially begins. The subsidy amount is then sent directly to your bank account.
Sometimes, even after installing the system and doing all the paperwork, your subsidy might be delayed. Here are the main solar subsidy delay reasons:
One of the most common reasons. Even a small mismatch in your name, bank account number, or Aadhaar can cause the application to get rejected or stuck.
In many states, the electricity boards are understaffed or overburdened, which slows down inspections and approvals.
The national or state solar portals sometimes face technical issues. Files don’t upload, pages crash, or information doesn’t update—delaying the process.
If your installer is not on the MNRE-approved list, your application may not even go through.
That’s why it’s important to go with trusted players like Spectra Solar Power, who are officially registered and experienced in handling the process.
You can track your subsidy application status using the National Rooftop Solar Portal:
If any step shows "pending" or "rejected," follow up with your vendor or DISCOM office.
Here's a general idea of how long to get solar subsidy in India, based on city-specific trends:
| City | Estimated Subsidy Time |
|---|---|
| Pune | 60 to 90 days |
| Jaipur | 75 to 100 days |
| Lucknow | 80 to 120 days |
| Nagpur | 70 to 100 days |
| Surat | 60 to 110 days |
| Bhopal | 90 to 130 days |
Remember, this is an average. In many cases, if the paperwork is clean and the vendor is proactive, the subsidy comes much faster.
If your solar subsidy credit time has crossed four months, and you still haven’t received the money, don’t panic. Here’s what you can do:
Want your solar panel subsidy disbursement to be faster? Follow these tips:
Spectra Solar Power is not just another vendor. They’re experts in rooftop solar systems, especially for homes in tier 2 and tier 3 cities. They provide on-grid solar systems that qualify for government subsidy and handle everything from installation to paperwork.
If you're looking for the best solar panel company in India, Spectra is a name people trust—because they know how to make things easy, affordable, and hassle-free.
Want to get into the solar panel business? Spectra can also help you get started.
So, how long does it take to get a solar subsidy credited?
Usually between 2 to 4 months, depending on your location, electricity board, and the vendor you choose.
The process may sound long, but if done properly, it's very much worth the wait. The money comes directly into your bank account, and it reduces the total cost of your solar system by a big amount.
To make things easier and faster, always work with a company that understands the process. That’s where Spectra Solar Power makes all the difference.
